Question by You are forgvin (fake rep): Is there house insurance for akita owners? House insurance companies wont sell it to me because i have an akit?
akita. My parents want to give it away, but i like to keep it.
The insurance guy said, No one would sell you house insurance with this dog, when my mom ask to switch insurances.
Anyway i can make a deal with them that if the dog does something, i will pay for it, not the insurance company.
Best answer:
Answer by Heather’s mom
Shop around different insurance companies. You don’t want to be left without insurance just in case. I’m not talking about your dog destroying a couch or something you can pay for – I’m talking about what if the dog bites someone and you get sued for a lot of money. When we got our dog, our breed had been taken off the “hot dog” list – so keep calling around until you find a company that will insure you.
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Don’t know who you have ins with but home owner ins places do indeed cover dogs of all breeds and yes even akitas ,we have Rhodesian Ridge back and our neighbors have pit bull ,we both own our homes and when we bought our home it was mandatory to carry ins on it along with including coverage concerning the dogs..we have AAA coverage.meaning we have it through triple AAA,, check them out ,, if ins.companies didn’t offer pet coverage, meaning that if a dog causes damage to the property or to a person on the property then people could not have their homes insured and would not thus own pets.. the guy is lying to you or is not telling you that there is indeed coverage because it may cost a little bit more.. that’s it.. call around ,, An Akita is not an aggressive dog like a pit and pits get coverage..ALL THE TIME
We currently only have my new wife’s old pit bull but we are normally exclusive Akita owners. We shopped around to find there are options though they mostly involve a much higher premium. What we finally settled on was a policy through State Farm that doesn’t specifically cover a specific breed but instead covers us like it would for any breed. The difference is that since he is considered one of the “banned” breeds, if he ever bites someone causing a claim, after the settlement they would drop us cold with no chance of continuance. Good dog ownership of course should include putting your dog through obedience classes, good socialization, lots of exercises, lots of positive interaction and a good alpha leader it’s whole life. If you can manage these things-especially playing the role of a good alpha 100% of it’s life-you should have little to worry about. Dogs are dogs though and there is always a chance they could be in a situation that could set them off-the key is to not put them in the situation first off.
yes got 4 akita.s have insurance through legal and general