Question by noor s: Why you need Home Insurance, life, motor, health and travel insurances?
Why you need Home Insurance, life, motor, health and travel insurances?
Best answer:
Answer by Tina H
Ok, sounds like you’re still living with your parents. Ok, think about this. If you have a really nice expensive home (or toy) that you spent a lot of money on, and say someone steals it. Without insurance, you’re out of pocket, no toy, no house, and no way of getting that money back. With insurance, they will replace it for you.
What do you think? Answer below!
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You don’t need any insurance if you’ve got the money to cover everything that could go wrong. For example, if you have enough money to rebuild your house and replace everything in it if it burnt and also to pay off the people who sued you because they slipped on your wet sidewalk after the firemen sprayed water on it while putting out the fire then paid the hospital bill for the person that got bit by your dog then paid their wages when they couldn’t work because of the dogbite, then you don’t need insurance.
If you don’t feel like you have a need for them, DON’T BUY THEM!! Don’t let a salesperson “create a need” for you!!!
MOST people buy auto insurance because it’s required by law. Most people buy HOME insurance because the lender requires it. Most people buy HEALTH insurance because uninsured medical costs can lead to bankruptcy and loss of all assets faster than anything else. And most people DON’T buy travel insurance. It’s not a good deal.