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Question by disboi: How would your homeowners insurance agency know what breed of dog you have?
Other than asking you, how would your homeowners insurance agency know the breed of your dog. I have been thinking about adopting a pit/pit mix but I am worried because my homeowners insurance does not cover certain breeds. So how do they know if you have one of those breeds? Particularly if its a pit mix? Does that count as a restricted breed? Do they check your home? Ask for papers on the dog?
Best answer:
Answer by jlf
The problem will come if you ever get sued because of that dog’s actions. The insurer can then decline to defend you or cover your losses.
Know better? Leave your own answer in the comments!